Assistant Manager Fraud Operational and Risk Management

My objective is to seek a position where I can effectively utilize the experience and education I have attained and be given the opportunity to professionally grow within the sphere of identified responsibilities.

Atlas Bank Ltd
Assistant Manager (Fraud Operational& Risk Management Unit)
From April 2008 Till dated.

• To Act as complete backup of FORMU Manager.
• To manage department & Inter department relationship, Also responsible for the healthy relation & resolution with Sales department, Verification department and CIU(Credit initiation unit) to develop strategies to minimize Bank loss and save Bank assets over the region.
• Fraud Investigation of disputed transactions and issuing including both internal and external. Ensure that the fraud losses must be remaining within the pre-defined limits.
• To reduce fraud losses through vigilance, Maintain and create a strong Vigilance Process.
• Strong coordination with related department to resolve fraudulent cases.
• Responsible to handle central region Vigilance and Fraud cases Data Base.
• To Ensure, Lien check of Mortgage deeds from respective area registrar and maintain MIS in hard and soft copy.
• Ensure the Training of hire staff pertaining to Fraud and Risk Management Unit.


Standard Chartered Bank Ltd(Pakistan)
Fraud Analyst (Fraud & Risk Management Unit) Consumer Assets. From April 2006 July 2007.

• Providing a strong back up to the Regional Manager FRMU.
• Coordination with all Consumer Sales Department, Verification Department and Credit Initiation Unit to develop strategies to minimize Bank loss and save bank assets over the region.
• Responsible to develop new strategies for the vigilance of daily login cases booked, by checking a sample size by the Fraud Analysts.
• Coordination from KHI office for developing strategies to avoid suspicious card, counterfeit and skimming activities in acquiring business to prove best quality services by our bank.
• Responsible for Merchant Reeducation process to avoid fraudulent activities and to develop better relations with merchants with in the region. Coordination with merchants to burst fraud gangs.
• Responsible for generating Visa International Bi-weekly reports of fraud reported transactions and to develop strategy for merchant reeducation and to reduce these fraud trends as per the report.
• Fraud Investigation of disputed transactions and issuing including both internal and external. Ensure that the fraud losses must be remaining within the pre-defined limits.

Academic Qualification

BCS: Bachelors of Computer science From M.N Education Campus Lahore (Pakistan)

I-Com: Intermediate of commerce from M.A.O College Lahore (Pakistan)

Matriculation: Matriculation with science form Lahore boards (Pakistan)

Certification
M.C.P: Microsoft Certified Professional

Professional Courses

Airline sales and Station management
Achievements

Get excellent performer Shield from Atlas Bank Ltd.

Being inclined towards competitive environment, I personally
Acquire learning through trail & error process. Results were like growth in much
lesser time.